We have provided car and vehicle breakdown cover for our members for over 100 years and we extend that same level of care and protection to homeowners. RAC Home Insurance cover gives you peace of mind, knowing that damage to your home can be covered through buildings insurance while items stolen, lost or damaged will be covered through contents insurance. There are also a range of optional extras available, so you can tailor your policy exactly to your needs. RAC Home Insurance cover was awarded a five-star rating by Defaqto in 2017.